I am the owner of my karma .
I inherit my karma.
I am born of my karma.
I am related to my karma.
I live supported by my karma.
Whatever karma I create, whether good or evil, that I shall inherit.
The Buddha, Anguttara Nikaya V.57 - Upajjhatthana Sutta
buddhism.2be.net on Karma
Karma means action, generally taken as a term that comprises the entire cycle of cause and effect. Karma is a sum of all that an individual has done, is currently doing and will do. Individuals go through certain processes and accompanying experiences throughout their lives which they have chosen, and those would be based on the results of their own creations. Karma is not about retribution, vengeance, punishment or reward.
Karma on Wikipedia
The "Law of Karma" is central in Dharmic religions. All living creatures are responsible for their karma — their actions and the effects of their actions — and for their release from samsara. The concept can be traced back to the early Upanishads.
The esoteric Christian tradition, Essenian and later Rosicrucian schools teach it as the "Law of Cause and Consequence/Effect" However, this western esoteric tradition adds that the essence of the teachings of Christ is that the law of sin and death may be overcome by Love, which will restore immortality.